This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.LAST UPDATED: 1/25/2021
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons MARLIN chooses to share; and whether you can limit this sharing.
For our everyday business purposes — such as to process your transactions, maintain your account(s); respond to court orders and legal investigations or report to credit bureaus.
For our marketing purposes — TO offer our products and services to you. (OUR products and services only)
For joint marketing with other financial companies? No! We don't share!
How does MARLIN protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does MARLIN collect my personal information?We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, prior owners of your account, our affiliates or subsidiaries, government agencies, or other companies.Why can't I limit all sharing? Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
California Residents - In accordance with the California Financial Information Privacy Act, we will not share information we collect about California residents with non-affiliates except as permitted by law, such as with the consent of the customer or to service the customer's accounts. We also will limit the sharing of information about you with our affiliates to the extent required by applicable California law.
Vermont Residents - In accordance with Vermont law, we will not share information we collect about Vermont residents with non-affiliates except as permitted by law, such as with the consent of the customer or to service the customer's accounts. We will not share creditworthiness information about Vermont residents among MARLIN's affiliates except with the authorization or consent of the Vermont resident.